Dr. Rajendra Kumar Sinha


Dr. Rajendra Kumar Sinha
Professor - Finance

Educational Qualification:

  • Ph.D.(Business Administration), Aligarh Muslim University
  • PGDM (International Business Management), AIMA
  • M.Sc. (ICAR Junior Research Fellow), HAU
  • B.Sc. (Hons.), Delhi University

Subject Taught:

  • Corporate Banking and Retail Banking
  • Rural Banking and Microfinance
  • SME Business: Entrepreneurship, Financing & Growth Path
  • Resource Management, Productivity and Profitability

Research Interest / Consulting Area:
Current Case Study Research Works

  • Over 25 Papers/Articles published
  • 10 Research Projects completed at State Bank Academy
  • Banking related: Loss Making Branches; Closer & Merger of BranchesCost of Bank Services
  • Risk Management: Management of Credit Risk, Market Risk (Interest Rate Risk, Liquidity Risk & Currency Risk) and Operational Risk
  • MSMEs: Turning around Strategies

Academic Work Experience:

  • State Bank Academy (an apex Training & Research institution of SBI), Gurugram: AGM(Research)/Chief Manager (Research) for 5 years
  • Indian Banks Association: As Cooverji Hormusji Bhabha Research Scholar (4 months)

Corporate Work Experience:

  • Corporate Exposure of more than 30 years with State Bank Group including Top Executive assignments in SME, Industry Studies besides 3 successful Regional Managers & 6 Branch Manager assignments.
  • Chairman Club Awardee as the outstanding Regional Manager in SBI

Also teaches/taught at:
As a Speaker/Panelist represented in Conferences/ Conclaves/Workshops (2014-2016) of SME Chamber of India (Mumbai); Maharashtra Industrial & Economic Development Association (Mumbai, Pune & Nasik); Bombay Chamber of Commerce; Confederation of Indian industry (West Zone); Symbiosis Institute of Management-Pune; Flame University-Pune; ET Economic Forum(Mumbai) ; MSME Emerging Business Forum of Zee Business (Mumbai & Pune) ; SME Cluster Series by Dun & Bradstreet (Pune)

Administrative roles handled earlier:

  • Founder Member-Secretary: Advisory Council on Training & Research in State Bank of India at State Bank Academy
  • Founder Editor of “Gurukul”: Prestigious Journal of State Bank Academy


  • Distinction of successfully managing the largest SME portfolio in Mumbai Circle amongst its 14 Circles of SBI
  • Chairman Club Awardee as the outstanding Regional Manager in SBI
  • Succeeded in making Regional Business Office, Gandhinagar of SBI as 1st RBO accredited with ISO 9001:2008 Certification
  • Distinction of 3 successful Regional Manager assignments in SBI
  • Distinction of 6 successful Branch Managerial assignments in all formats/population groups (Metro, Urban, Semi-Urban, Rural) in State Bank Group
  • Corporate Exposure with State Bank Group for more than 30 years

Books Published:

  • “Vyatpunna Aivm Jokhim Prabandhan” (Derivatives & Risk Management ): Recipient of Finance Minister Book Writing Award in 2000 under IBA auspices
  • “Bankon mein Jokhim Prabandhan Aivm Vyatapunna ka Mahatava” (Risk Management in Banks & Importance of Derivatives): Vetted by CCTH, RBI, Pune & Foreword by CGM-CAB,RBI,Pune (2010)

24 years of leadership development

The journey of IFIM Institutions